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iLeads
GateKeeper

Score your leads before you call them.

Stop spending your floor’s time on mortgage leads that were never going to fund. iLeads scores the property behind every lead the moment it arrives, and tells you which ones can actually close before anyone picks up the phone.

The iLeads answer
GateKeeper

A real-time API that checks the collateral behind each lead and returns a verdict in under a second.

  • Fires the moment a lead form is submitted
  • Checks value, equity, liens, and loan activity
  • Returns Won’t Fund, Watchlist, or Fundable

A mortgage lead form can’t tell you whether the property behind it has the equity, clean title and lien position a loan needs. Checking that property against county title, lien and tax records covering 150M+ U.S. properties the moment the lead arrives answers it before anyone dials, with a verdict of Won’t Fund, Watchlist or Fundable in under a second. That check is iLeads GateKeeper.

Watch it work

How GateKeeper scores a lead the moment it arrives.

One call takes a lead from the form to Won’t Fund, Watchlist or Fundable.

The lead came in. Now what’s it worth?

A name and a phone number tell you nothing about whether the loan can fund. Scoring the lead by hand, after the call, is too slow and too late.

  • Lead 43352 Larkspur Way Fundable VA
  • Lead 51271 Fairhaven Rd Won’t Fund Equity failure
  • Lead 59190 Harper St Fundable Cash-out
  • Lead 67109 Wickham Ct Won’t Fund Not on title
  • Lead 45028 Stonegate Dr Watchlist Good collateral, wrong timing
  • Lead 52947 Sycamore Ln Won’t Fund Hidden second lien
  • Lead 60866 Cedar Hollow Fundable Rate and term
  • Lead 68785 Marbury Ln Won’t Fund Bad address

Each row is a lead the moment it arrives: GateKeeper reads the property behind it and returns Won’t Fund, Watchlist or Fundable before anyone dials.

How a lead gets scored
before the first call.

It reads the property behind each lead the moment it arrives, and hands your team a verdict before the first call.

  1. Fires at submission

    The API calls the instant a lead form is submitted, in any source you run.

  2. Checks the property

    It confirms value, equity, liens, and loan activity against title-grade public records, in under a second.

  3. Returns a verdict

    Won’t Fund, Watchlist, or Fundable, so the floor works the leads that can actually close.

What gets checked before the first dial?

Title-grade data of the quality used in actual loan underwriting, not a modeled guess.

< 1s

for GateKeeper to check the collateral and return a verdict.

291

title, lien, tax, and valuation data elements checked in real time.

99%+

of U.S. county, municipal and special-jurisdiction tax records behind the score.

GateKeeper APILive
POST lead submitted< 1s
collateral checked
Fundable
Title matched
LTV 68%
No Notice of Default
1st lien only
A 291-element property match, resolved at the speed of a lead form.

Questions buyers ask.

What does the verdict predict: contact, application or a funded loan?

The verdict reads the collateral, not the borrower’s intent. GateKeeper checks the property behind each lead against title, lien and tax records and returns Fundable, Watchlist or Won’t Fund on whether that property can support a loan as it stands.

Which property details are recorded, and which are estimated?

Liens, their recording dates and the original loan amounts come from recorded documents. Current balance, equity and loan-to-value are estimates calculated from those records.

Can the verdict reach our CRM before the first call?

Yes. GateKeeper is an API that fires the moment a lead form is submitted and returns its verdict in under a second, so the verdict can sit on the lead record before anyone dials.

We already buy leads from the big marketplaces. Does it work on those?

Yes. GateKeeper reads the property behind the lead, not the source, so a lead from any vendor or form you run gets the same check.

Know what every lead is worth before the first call.

Wire GateKeeper into your lead flow and score the collateral on every lead in real time.