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iLeads
Recapture by iLeadsFor mortgage lenders & brokers

Recapture more of the leads you already paid for.

You already paid for every borrower in your aged lead book. We hold the book, watch it as the market moves, and send the ready ones back, live warm transfer or file on demand, for your loan officers to call. These borrowers will need loans again, and when they do, you can buy them back from a lead vendor, or catch them in the book you already own.

The aged lead book

Everyone has a book of old leads. Almost nobody works it.

Past applicants. Stalled pre-approvals. Leads your LOs dialed and never reached. You paid for every one, and county records tell us where they go: funded, months later, at somebody else’s shop. Lending is won on efficiency. Recapture plugs the leak. We run the watching, the scoring, and the timing. You stay a lender, not a data shop.

Your BI department

The BI department every lender wants. Delivered.

The big shops have data teams watching their lead book around the clock. Everybody else runs on memory and callbacks. Recapture by iLeads is that department, outsourced.

Included
Property data licensing
Title, lien, valuation & MLS feeds
Included
Scoring & candidate models
Trained on funding outcomes
Included
Continuous monitoring
Rolling cadences, market-driven
Included
BI analysis & timing
Who is ready, and when
Ours or yours
Outreach
Warm transfers, or your call center

Our AI-driven engine reads your lead book the way a BI team would, then goes one further. It surfaces the borrowers who are ready to transact now, every day, and hands them to your loan officers. County records show what those opportunities become: funded loans.
Running on Microsoft Azure, encrypted at rest and in transit.

Your lead book is leaking revenue. Recapture pulls it back.

Run it either way.

We always run the data side: the custody, the monitoring, the re-scoring.
Who makes the calls is up to you.

Surfaced · ready
J. Whitfield
Refi candidate · rate window open · equity favorable
Warm transfer, liveWe call
Incoming · warm transfer
J. Whitfield · ready to talk
Candidate: refi · rate window open, equity favorableIn your book since: Aug 2023 · qualified on the line
Accept transfer
Our outreach team works the borrower and hands your LO a live call.
File on demandYou call
GET/recapture/ready?since=08:30
{
"record": "whitfield_j",
"status": "ready",
"candidate_type": "refi",
"signals": ["rate_window", "equity_band"],
"delivered_to": "your_dialer_queue"
}
The same record lands in your call center’s queue, ready to dial.

The market moves daily. A one-time data pull doesn’t.

Signals hit your lead book all week long. We watch every one, so a ready borrower surfaces while the timing still matters. Typical cadences:

Rates & bpsAs often as daily

Rate and basis-point movement that puts a borrower back in the money.

Title & liensWeekly

New liens and title changes against the property.

MLS activityNightly

Listing and sale signals on the home.

Valuation & LTVMonthly

Value, equity, and loan-to-value as the market moves.

Distress signalsWeekly

Foreclosure filings, NODs, and eroding equity against records in your book, so your team sees trouble as early as opportunity.

All of that watching lands on your team as something simple: borrowers who are ready now, without another dollar of lead spend.

Cadences are typical and capability-level, not a flat SLA on any one account.

Your lead book stays yours.

We hold it in segregated custody with bank-grade security, and we never resell it. That last part is the one lenders ask about: your borrowers never turn into someone else’s leads.

Segregated custody

Held apart, as a matter of practice.

Bank-grade security

Encrypted at rest and in transit.

Never resold

Your borrowers never become someone else’s leads.

Case study · a national lender
610%
Additional loan volume

They bought good leads. Then they let the opportunities slip.

A national lender that has trusted iLeads with its lead book for over a decade wasn’t working its aged leads effectively. With Recapture, the book went into custody, the engine watched it, and ready borrowers came back to the lender’s own team. The recovered volume came from leads it had already paid for.

Results from one managed engagement, verified against funded loans. Individual results depend on the book.

The Real Time Myth white paper cover
From the research library

The Real Time Myth

A county-records benchmark of real-time leads against aged records, and what it means for the lead book you already own.

U.S. properties · nationwide coverage

The engine behind Recapture.

One engine powers the whole family: lien, title, and property records on 150M+ U.S. properties. GateKeeper scores new leads the moment they arrive. Revive delivers verified opportunities. And Recapture points the same records at the book you already own, and keeps reading them until a borrower is ready.

Since 2015
scoring leads at national scale
Hundreds of millions
of leads through the engine

Questions you should ask.

What’s the difference between buying mortgage leads and having your own aged book worked for you?

Revive sells you vetted leads. Recapture is a managed service on the lead book you already own: you hand us your aged borrowers, we watch them, and the ready ones come back to your team.

What happens to my lead data if I hand it to a managed service?

Your book stays yours. We hold it in segregated custody with bank-grade security, and we never resell it.

With a managed lead service, who makes the calls — you or them?

Either works. Our outreach team can work the surfaced borrowers and warm-transfer them live to your loan officers, or we hand them to your own call center and your team runs the outreach.

Who is a managed aged-lead service for?

Mortgage originators, lenders and brokers alike, with an aged or dormant book they want continuously worked without standing up their own monitoring and outreach operation.

What does a managed aged-lead service cost?

It’s a managed engagement scoped to your portfolio. Tell us about your book and we’ll scope it with you.

How do you know when an aged borrower is ready for a new loan?

Signals. Rate movement on their loan, new liens, listing activity, equity shifts. When enough of them line up on one record, that borrower surfaces.

You bought good leads. Don’t let the opportunities slip.

Recapture is a managed engagement, scoped to the size and shape of your lead book. Tell us what’s sitting in it and we’ll show you how it would be worked.