Understanding Home Refinancing
If you’re considering getting your home refinanced, you need to know what exactly is involved in the process. This is an important decision and if you go about it in the right way, you’ll be able to save a lot of money. But if you take one wrong step, it might prove to be a […]
Top Home Refinancing Tips | Top Tips
If you’ve been waiting for an ideal time to get a home refinance, now is the time to get into action mode. In spite of being slightly underwater on your loan, if you have a good credit rating, some perseverance coupled with reasonable shopping skills can help you bag the best deals this year. Here […]
Everything You Need to Know about Homeowners Insurance
Not a lot of people get excited when they hear the word insurance. But buying a home without a homeowners’ insurance is nearly impossible unless, of course, you are an all-cash buyer. Nearly all mortgage lenders ask their borrowers to buy insurance because they want to ensure that their investment is safe. Consider this situation: […]
How to Rent an Apartment with a Prior Eviction
Finding and renting an apartment is an involved process, but what if you have a past eviction? Well, unfortunately, it may make it even more difficult for a tenant to rent an apartment. An eviction will who up on a credit report and in a background check, and this can make renting seem impossible since […]
When to Refinance a Mortgage
Refinancing can cost between 3 – 6% of the total value of a loan. The best time to refinance a mortgage is when the savings are more than prepayment penalties, refinancing costs, and other expenses. 1. To transfer their loan to a lender that charges a lower rate of interest There is a traditional refinancing […]
Add Value to Your Home Inexpensively
Your home is looking slightly shabby and you want to spruce it up. Maybe you’ve just refinanced and you want to add more value to your home. Home renovations cost a bomb and you’re scared to get started. You can inexpensively spiff up your home for a lot less than you think! We’ve got some […]
How to Get Your Home Ready for Sale
If you’re planning to sell your home, you need to get the right settings in place. This would involve staging and showcasing the better aspects of your house to make home buyers interested and help you get a good price. Here are some tips to present your home in a good light: Make space. Try to […]
Fall and Winter Home Maintenance Tips
Now that the colder months are here, it’s a great time to consider doing some maintenance to your home. Not only can you prepare for the winter weather that’s ahead, you can add value to your home by doing the right improvements and fixes. Some home maintenance jobs can be done by you, and some […]
Reasons for Not Refinancing: Look a Little Further
In spite of low rates, many homeowners haven’t refinanced the mortgages on their homes for various reasons. I have some suggestions regarding the steps they can take towards refinancing- if not immediately, at least in the near future. Credit score The first thing that lenders consider whether you’re buying or refinancing is your credit rating. […]
How to Be an Effective Home Buyer
I’ve been involved in the real estate industry for a significant part of my life. I’ve noticed that there are some common traits in most of the smart buyers. So what makes some home buyers smarter and more successful than others? I’d say they know how to smoothly go through the sometimes painful process of […]
