Making the Most of Cash-Out Refinancing
Cash-out refinancing accesses your home equity through a new mortgage with a bigger principal amount than the current one. You can avail for the difference amount between the principals of the two mortgages IN CASH for almost any purposes. Use cash-out refinancing option to obtain a new mortgage with a higher principal than your debt […]
The 2012 Energy Code and Its Impact on Builders
The 2012 International Energy Conservation Code has been adopted by several states. The new version of the energy code requires more insulation, better windows, tighter ducts and more efficient lighting. Each revision of the code tends to increase the energy performance requirements. The new version isn’t different either. Builders and remodelers need to keep an […]
Provisions in the New Expire Act That May Impact Homeowners
When Ronald Regan revamped the tax code and signed the reform bill in 1986 there were only 14 provisions that had expiration dates. Today that number has grown to 55. These expirations create uncertainly from year to year as to what is tax deductible and what is not. At the end of 2013 55 provisions […]
Should Homeowners Make Extra Mortgage Payments?
It is often recommended that homeowners make additional mortgage payments to pay the loan off early. Online calculators can assist homeowners to doing so. Some mortgage providers allow for payments every two weeks which will result in one additional payment a year. Since all mortgages do not have early payoff penalties, it stands to reason […]
Switching to LED Bulbs
LEDs are energy-efficient. In fact, they consume even less power than CFLs. However, they are not exactly cheap. Most people are aware of the energy saving benefits of LEDs, but price is the biggest deterrent for them. It is true that LEDs are expensive. There are, nonetheless, ways to make them more affordable. Here are […]
Everything You Need to Know About Roof Repair
Roof problems need to be fixed before they get worse. If you wait too long, you will have to get a new roof. How to detect roof problems You might have already noticed signs of dampness, or water leaking through the leak. By conducting some basic checks you can determine the condition of your […]
Cash-Out Or Cash-In: Which Refinance Should You Get?
Mortgage rates went up marginally during the last few months. Still, rates are low enough to consider refinancing. Rates may go up in the coming months, so if you are planning to refinance now is the time to submit your application. When you refinance, basically you have got three options. Most borrowers refinance for the […]
How to Find Home Improvement Ideas Using Pinterest
Pinterest is a great website is known for its beautiful pictures that people willingly share online. But Pinterest is much more than a simple photo sharing application. In fact, it is a great tool for finding home improvement ideas. If you navigate the site properly, you can find plenty of remodel ideas and information on […]
How to Improve Your Chances of Getting a Refinance
Now that interest rates are at their historical lows, many homeowners are exploring the possibility of getting a refinance. By refinancing your existing mortgage, you can enjoy today’s low interest rates. It is true that current mortgage rates are pretty low; still getting a refinance is tougher than you think. Thanks to the refinance boom, […]
Freshen up Your Home with These Organization Apps
Most of us have many little projects all over our houses awaiting attention. There are things needing fixing, cleaning and moving. Other stuff needs to be sold, put away in boxes or tossed out. We’ve listed some useful apps that have a focus on home improvements, designing, decorating and beyond: Deco (Price: Free) This app […]
