Is Housing Sentiment Still Optimistic?
While Americans still feel it is a good time so sell a home and an okay time to purchase one, in June at least, they were feeling a little edgy about their job security. Fannie Mae says its Home Purchase Sentiment Index, a measure based on results from the National Housing Survey (NHS), declined last […]
Should You Refinance to an Adjustable Rate Mortgage?
(via Home Loan Advisor) An adjustable rate mortgage (ARM) is a type of mortgage where the interest rate charged on the outstanding balance varies based on a specified schedule. The interest rate is initially fixed for a given period after which the rate is set periodically. There are many advantages associated with the adjustable rate […]
Should Baby Boomers Refinance?
Between 2015 and 2030, the American population will experience a significant shift, as more than 130 million people will be at least 50 years old, and all of the baby boomers will have retired, which means that a fifth of the population of the country will be at least 65. Based on current trends, that […]
Fall Home Improvement Projects
Now that autumn is here, it’s a good idea for homeowners to consider taking on some fall home improvement projects. We’re not talking about extreme renovations that involve a lot of monetary input. It’s about the little changes that are made through a few additions and some maintenance tasks. Your fall home improvement project can […]
Getting Your Home Ready to Sell on a Budget
Selling your home is not necessarily an easy task for any homeowner. It gets even tougher when you’re on a tight budget. The good news is that you don’t have to spend a lot of money getting your home ready to sell. Here are some tips to get your house ready for sale when you’re […]
Benefits of Refinancing | 5+ Top Benefits
Are you planning to refinance your mortgage? If so, it’s a great decision because there are a wide range of benefits you will get from doing so. There are times when it is advisable to do the refinancing, but you need to understand clearly all the financial objectives and keep them in mind. Here are […]
Give Your Kitchen a Mini-Makeover with a New Sink
Are you looking to give your kitchen a small makeover this summer? You should consider a mini-makeover with the addition of a new sink. If you’re on a budget but want to spruce up your kitchen and add some extra value to your home, adding a new sink could be just the right decision. It’s […]
How Cold Interior Walls Can Increase Heating Costs
Homeowners like you are exploring all possible ways to improve their homes so that they consume less energy. Move over Energy Star Appliances! There are many more ways to save energy. Did you know that you can reduce the heating and cooling costs of a home by properly closing all openings in the walls and […]
Should You Refinance Your Mortgage?
If you are like many homeowners, you may have wondered if you should refinance your existing home mortgage. While refinancing can be one of the best decisions that some homeowners can make, for some, it may not be the best time. And there are many reasons why some should wait. Many people jump into refinancing […]
Why Heat Pumps are Better than Furnaces in Energy Efficient Homes
Furnaces should have no place in energy efficient homes. Here is why – when you add enough insulation to the building and tighten up the envelope, your heating load falls faster than the cooling load. This does make sense because the temperature difference between the outside and the inside is much higher. The infiltration rates […]
