Should You Rent or Buy a Home?

Buying a home is one of the most sought-after goals for many people. They have been saving for years and they finally have enough money for a down payment and all of the other closing costs. But what if this doesn’t describe your situation? Would renting be better for you? In order to answer these […]

Should You Refinance Your Mortgage?

If you are like many homeowners, you may have wondered if you should refinance your existing home mortgage.  While refinancing can be one of the best decisions that some homeowners can make, for some, it may not be the best time. And there are many reasons why some should wait. Many people jump into refinancing […]

How Fast Can A Home Be Sold?

Every home seller wants to know how fast a home can sell. However, it is not easy to answer this question. In fact, it depends on many factors such as the location, the condition of your home, and the type of the sale. You will have to opt for a short sale, if you owe […]

Closing Costs: How to Budget for Them

        On closing day, you’ve signed the papers and the house is officially yours. Unfortunately, the costs of buying a home don’t stop there. There are a host of closing costs that are involved in the process of purchasing property. The last thing you want to be is flat broke during closing, […]

Refinancing Obstacles and How to Overcome Them

After seeing the rates hit the bottom, the job market and economy are slowly improving, and the government is devising new programs to assist homeowners. Now appears to be a good time to refinance your home. In theory, these factors would normally result in creating a home refinancing boom. But in the real world, locking […]

Understanding Home Refinancing

If you’re considering getting your home refinanced, you need to know what exactly is involved in the process. This is an important decision and if you go about it in the right way, you’ll be able to save a lot of money. But if you take one wrong step, it might prove to be a […]

Is Mortgage Refinancing Worth It?

Refinancing can be a tricky business. Even though you’ve already been through the mortgage process, refinancing can be intimidating. This is especially true if you are uneducated about your options and the refinancing process to name just a few things. The biggest question you may be asking is: Is mortgage refinancing worth it? Refinancing costs […]

5 Things to Consider Before You Decide to Refinance Your Home

It’s difficult to decide if you should get a home refinance or not. You may not find too many rock solid rules of thumb for home refinancing that you can depend on.  The one principle that is most often blindly followed by people is that you should go in for a refinance when interest rates […]

How to Get the Best Refinancing Deal

When homeowners refinance, nine times out of ten their ultimate goal is to save money. On the contrary, the lender’s goal is to make money. The sooner you understand this, the better prepared you will be to refinance and get the best deal. In other words, you are responsible for doing your homework to get […]

How to Come up with a Down Payment for a New Home

So you’ve found made the decision to buy a house, and now you need to get the cash together for a down payment. While it sounds easier than it actually is, you can come up with the money using discipline and other strategies. The key is to be realistic about your finances. You also want […]