Fall and Winter Home Maintenance Tips
Now that the colder months are here, it’s a great time to consider doing some maintenance to your home. Not only can you prepare for the winter weather that’s ahead, you can add value to your home by doing the right improvements and fixes. Some home maintenance jobs can be done by you, and some […]
Reasons for Not Refinancing: Look a Little Further
In spite of low rates, many homeowners haven’t refinanced the mortgages on their homes for various reasons. I have some suggestions regarding the steps they can take towards refinancing- if not immediately, at least in the near future. Credit score The first thing that lenders consider whether you’re buying or refinancing is your credit rating. […]
How to Be an Effective Home Buyer
I’ve been involved in the real estate industry for a significant part of my life. I’ve noticed that there are some common traits in most of the smart buyers. So what makes some home buyers smarter and more successful than others? I’d say they know how to smoothly go through the sometimes painful process of […]
Refinancing Q&A
Refinancing should not be a decision that is made lightly. The process takes a lot of time, effort, and patience, and it involves a good amount of research in order to be certain that it is done correctly. The question “Should you refinance?” cannot be answered simply since the answer depends on many different factors. […]
Don’t Forget Attics during Home Inspections
When I began house hunting, inspecting attics was the last thing on my mind. Someone once told me about the problems they faced due to overlooking the attic. Then this realization dawned upon me that there are many good reasons for buyers to visit the attic or get an expert to look at it before […]
Types of Refinance Mortgages
Refinancing can be tricky business for some homeowners. The most common mistake that most people who are looking to refinance make is failing to understand the refinancing process. Being educated about refinancing can really help you in the long run. Refinancing is an opportunity to take advantage of new, lower rates and save on mortgage […]
Refinancing Obstacles to Watch Out For
Generally speaking, refinancing can be easier than buying a brand new home, especially for first time home buyers. However, some people may find that refinancing is difficult in itself. If you are refinancing your mortgage, you may find yourself road-blocked with some obstacles in your way. With mortgage rates at all-time lows right now, refinancing […]
Changes in the World of Refinancing
Going back to the mid 2000’s, it was easier to become a proud house owner because an upfront payment and an excellent credit score were not mandatory to get home refinancing. The relaxation of trade underwriting norms resulted in more people being able to buy a home, getting their home refinanced, and even drawing out […]
