Older Americans Facing Substantial Mortgage Debt

A few decades ago, homeowners could retire without a mortgage. They could enjoy the golden years of their life. But the refinancing trend resulted in a great deal of mortgage debt. Many people also bought homes later in life, and this is another reason why retirees will be left with a mortgage. According to an […]

Should You Refinance?

Refinancing is not a decision to take lightly. If you are asking yourself if you should refinance, the answer is not as simple as a “yes” or a “no.” You should refinance depending on several factors, and before you start the process, you need to know if refinancing is right for your particular situation. It’s […]