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  • Cash-out mortgage refinancing: Here’s where homeowners are using it most

    Homeowners who snagged a low-interest rate mortgage in recent years have a big incentive to avoid refinancing the loan because interest rates are higher now. When they need a large amount of cash, though, some homeowners are turning to cash-out […]

  • Are lenders more likely to say yes in 2019 to refinancing...

    It’s easier to qualify to refinance If you tried and failed to refinance in the past, 2019 might be your year to qualify to refinance. Lenders are allowing higher debt-to-income ratios Average credit scores for approved loans are falling Down […]

  • Mortgage applications rebound in new year after a sluggish December

    Consumers reacted in a big way to falling interest rates as mortgage applications increased 23.5% from one week earlier, according to the Mortgage Bankers Association. This week’s results include an adjustment for the New Year’s Day holiday. During December, even […]

  • Are baby boomers to blame for the lack of housing inventory?

    For once, it’s not the millennials‘ fault. Existing-home sales are on pace to fall 2.3% year-over-year in 2018, and the baby boomer generation is a big reason why, according to Fannie Mae Chief Economist Doug Duncan. Housing supply has been […]

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