Monthly Archives: November 2013

How to Seal Air Leaks Around the House: Smart Idea for...

Every year, an average family wastes about $350 on air vents in the walls and windows. Interestingly, for roughly the same amount you can fix many of these leaks on your own. By plugging the cracks, you not only conserve […]

Is Mortgage Refinancing Worth It?

Refinancing can be a tricky business. Even though you’ve already been through the mortgage process, refinancing can be intimidating. This is especially true if you are uneducated about your options and the refinancing process to name just a few things. […]

De-Petting your Home before a Sale

Trying to sell your home these days is an art. It includes marketing and staging. There’s one thing you need to keep in mind, though: Prospective home buyers are not interested in how much your pets mean to you and neither […]

When to Refinance a Mortgage

Refinancing can cost between 3 – 6% of the total value of a loan. The best time to refinance a mortgage is when the savings are more than prepayment penalties, refinancing costs, and other expenses. 1. To transfer their loan […]

Add Value to Your Home Inexpensively

Your home is looking slightly shabby and you want to spruce it up. Maybe you’ve just refinanced and you want to add more value to your home. Home renovations cost a bomb and you’re scared to get started. You can […]

How to Get Your Home Ready for Sale

If you’re planning to sell your home, you need to get the right settings in place. This would involve staging and showcasing the better aspects of your house to make home buyers interested and help you get a good price. Here […]

When Homeowners Insurance Doesn’t Protect You

Many homeowners insurance policies come with hidden, hard-to-understand clauses. The consumer may not even realize their existence until a claim arises. However, by staying informed and keeping all relevant records you will be able to protect your interests in most […]

HARP Refinance: Is it the Right Option for You?

The Home Affordable Refinance Program (HARP) was launched in 2009 with the objective of stimulating the economy by giving refinance to homeowners who have been underwater with their mortgage. It was not hugely successful, so it was modified and re-launched […]

Smart Tips for a Smart Homeowner

You have recently become a homeowner and you’re simply loving it. You have your own home and now there’s no landlord having a key to access your home. It’s your own backyard, your own hammock, and your own dining room […]

Home Refinance Tips for the Season

If you’ve been waiting for an ideal time to get a home refinance, fall/winter is the time year to get into action mode. In spite of being slightly underwater on your loan, if you have a good credit rating, some […]